Trust Annuities
Lifetime income gifts are an excellent way to meet your personal and philanthropic goals while providing dependable income for you and your family, tax savings, and a way to support RMHGHV.
Charitable Gift Annuity
Benefits
- Receive dependable, fixed income for life in return for your gift.
- In many cases, increase the yield you are currently receiving from stocks or CDs.
- Receive an immediate income tax deduction for a portion of your gift.
- A portion of your annuity payment will be tax-free.
A gift annuity is for you if…
- You want to make a significant gift to us and receive lifetime payments in return.
- You want to maximize the payments you receive from your planned gift — and you want to lower your income tax on those payments.
- You want the security of payment amounts that won’t fluctuate during your lifetime.
- You also appreciate the safety of your payments being a general financial obligation of RMHGHV.
- You like the idea of supplemental income you can’t outlive.
Deferred Gift Annuity
Benefits
- Deferral of payments permits a higher annuity rate and generates a larger charitable deduction.
- You can target your annuity payments to begin when you need them, such as retirement or when a grandchild needs help with tuition payments.
- The longer you defer payments, the higher the effective rate you will receive.
A deferred gift annuity is for you if...
- You are in high earnings years, looking for both income tax savings now and an additional source of revenue when you retire.
- You want to make a significant gift to us and receive payments in return.
- You want to maximize the payments you receive from your planned gift — and you want to lower your income tax on those payments.
- You want the security of payments that won’t fluctuate during your lifetime.
- You also appreciate the safety of your payments being a general financial obligation of RMHGHV.
Charitable Remainder Annuity Trust
Benefits
- Receive income for life or a term of years in return for your gift.
- Receive an immediate income tax deduction for a portion of your contribution.
- Pay no upfront capital gains tax on appreciated assets you donate.
- Your trust can meet personal or family needs that are tied to a specific timeframe, such as tuition payments.
A charitable remainder annuity trust is for you if…
- You want to make a major gift to RMHGHV while retaining or increasing your income from the assets you contribute.
- You hold appreciated stocks or bonds and want to avoid the capital gains cost of a sale.
- You prefer the stability of a fixed income.
- You hold tax-free bonds and want to continue to draw tax-free income from your gift plan.
